Guardian Dental Insurance

Guardian is a Dental leader, offering  preferred provider organization (PPO), and pre-paid along with innovative features, such as Maximum Rollover and coverage for dental implants.

• One of the largest Preferred Provider Organization networks with over 90,000 provider locations nationwide, charging an average of 30% less than what dentists usually charge
• Flexible, creative, and cost-effective plans designed to maximize choice and minimize cost
• Innovative offerings, including coverage of dental implants, early cancer detection exams, periodontal treatments, adult fluoride treatments, and Maximum Rollover, which allows members to roll over a portion of their unused premium for future use
• Fast claims turnaround times – three days on average
• 97% satisfaction rate among members who have seen a Guardian network dentist

http://www.guardianlife.com

Guardian Universal Life (GUL)
GUL combines permanent life protection coverage with a tax-deferred cash accumulation and flexible premium payments. A range of features such as death benefits, accidental death benefit rider, and dependent riders adapts to employees' needs as they change over time.

GUL is permanent, portable, life insurance for non-medical coverage for things such as college funding, a down payment on a home, supplement to retirement income or an emergency. Employees have easy access to their money through partial withdrawals or loans. Coverage is portable even if you retire or change jobs.

http://www.guardianlife.com